InAnimal Crossing: Pocket Camp Complete, you’ll start out with your campsite and a camper. If you take your camper to OK Motors, then you can change its exterior and interior design. Naturally, grand upgrades don’t come free, and each time you get the camper interior upgraded inPocket Camp Complete, you’ll automatically take out a loan.

Where to Pay Off Loan in Animal Crossing: Pocket Camp Complete

Loan App in Menu

InAnimal Crossing: Pocket Camp Complete, you can pay loans from anywhere. Tap the “four square” icon located above your planner in thebottom-right corner of the screen. Select theLoanapp with the OK Motors logo.

The Loan Installment is broken into two sections:

You can pay in increments of1000, 5000, or 10000 Bells. Tapping the sections with the Bell amount will add currency to the “Amount to Pay” line. Hit thePay now.button to put the money towards the loan.

When your loan is paid off, you shouldwarp to OK Motorsand speak toGiovanni. You can then put in another loan for the next upgrade. Unfortunately, you won’t be told upfront what the cost of the interior upgrade is untilafterthey’ve finished the installments. This can potentially catch you off guard with a hefty payment if you choose to keep expanding the interior.

animal crossing pocket camp complete loan app

Every OK Motors Loan in Pocket Camp Complete

Customizing vs. Expanding

Your camper can be upgraded at OK Motors. Speak to Giovanni, who’s standing right next to your camper. You can then choose toCustomize my camper!, which changes the outside look, orExpand the interior!.

What Happens If You Don’t Pay Your Loan?

Do Loans Accrue Interest in Pocket Camp?

Unlike in real life, your loans inPocket Camp Completewon’t accrue interest. You cantakeas long as you needpaying off the loan in full. However, when you have a loan due, youwon’t be able to upgrade your camper until it’s paid off.

If you’re struggling to collect Bells, then you should see if you have anyBuncha BellsorBellsmaps for Blathers’s Treasure Trek.You’ll have to pay with materialsto move along the map, but if you have Leaf Tokens, then you can chooseAuto-Trek. This will allow you to pick upevery Bells bagon the map. The cost to clear a Bells map is3 Leaf Tokens, so if you have tokens to spare, you should put them towards Blathers’s Treasure Trek.

animal crossing pocket camp complete loan

Other ways to earn Bells is to level up your Friendship with the other villagers, or completing Requests. You can also collect Bells from theGoals.

Use Pete’s Parcel Service to complete quests in bulk. This will save you from having to warp aroundPocket Camp Completeto speak with the animals one-on-one.

Animal Crossing: Pocket Camp Complete Tag Page Cover Art

Generally, you should refrain from expanding the interior of the camper until you haveclose to the number of Bellsfor the expansion. While it’s true there’s no harm in taking your time paying off the loans inPocket Camp Complete, you’ll want to get rid of the loan if you plan to have a fully upgraded camper.